Wednesday, January 11, 2023

Recent buys (TXN, TROW, UNP & HASI) and sells (BEP & BIP)

During the last two weeks I made various moves because of a new tax rule. As a result of U.S. Internal Revenue Regulations taking effect 1 January 2023, new withholding charges will be applied to sales proceeds from certain Publicly Traded Partnerships ("PTPs”) held by investors who are not U.S. taxpayers. The amount of withholding is 10% of sale or distribution proceeds.  This means 10% of the amount of funds that would settle resulting from any transaction or distribution, not just 10% on any calculated profit. I had two positions which are affected by this new regulations. I decided to sell my position in BEP and BIP even though I added a few times during the last year.

  • I sold 200 shares of BEP for about $ 26 per share. I 'lost' $256 in dividend income (before tax).
  • I sold 150 shares of BIP for about $ 32 per share. I 'lost' $216 in dividend income (before tax).

I used the proceeds to add to three existing holdings and open one new position.

  • On January 6 I purchased another 10 shares of Texas Instruments for $176 per share. The current dividend yield is around 2,8%. This purchase adds about $ 50 to my annual forward dividend income. 
  • On January 6 I purchased another 10 shares of T. Rowe Price (TROW) for $113 per share. The dividend yield at the moment of purchase was around 3,3%. This purchase also adds about $ 50 to my annual forward dividend income. 
  • On January 6 I purchased another 5 shares of Union Pacific (UNP) for about $213 per share. The dividend yield at the moment of purchase was around 2,4%. This purchase adds about $ 25 to my annual forward dividend income. 
  • On November 29 I opened a new position in Hannon Armstrong Sustainable Infrastructure. I purchased 130 shares for about $31 per share. The dividend yield at the moment of purchase was around 4,8%. This new purchase adds about $ 195 to my annual forward dividend income. 
Summary
Because of my sells in BIP and BEP I lost around $470 in dividend income. I used the proceeds to add to three existing holdings and open 1 new position. I gained about $320 in dividenc income. That sets me back a little but but I still have some cash laying around for 1 or 2 new purchases this month. My current annual dividend income is around € 11.300. 

Saturday, January 7, 2023

Monthly report: December 2022

2022 is over! The final month of the year brought me some nice dividends even though the markets were volatile. I've got a few companies with declines of around 10-15% (ASML, INTC, TROW, BMY, MPW). The rest of my stocks are down less, and only O remained stable. In the end it's all about the dividend income. Since I am not a seller of stocks at this point in my life, I don't really care about lower prices.

Let's see how many companies sent me a dividend check for my ownership. These checks are the results of decisions I made earlier in life, sometimes years ago, where I decided to purchase shares in these companies. Nowaydays I still collect these checks but I have to do absolutely nothing to receive them. They just get deposited in my brokerage account, no questions asked. Isn't that great?!


A total of about € 330 after tax! Fourteen companies paid me dividends. The dividend income increased by about 45% compared to last year. Most of the growth is due to new purchases, but also because of dividend raises. New purchases in Blackrock (here and here), TROW (here), Intel (here), JNJ (here), UNP (here) Realty Income (here) and some nice dividend raises (UNPAFLTROW) really propelled my dividend income. 

The sale of BEP and BIP had a negative impact on my dividend income. I had to sell these positions because of a new tax rule which would have cost me 10% of my total proceeds when I decided to sell the position anytime after January 1 2023. That really bothered me because I had the feeling my portfolio was doing awesome and I liked the renewable energy space BEP operated in and had added shares a few times in the last year.

The graph below shows my monthly dividend income during the last years.

In the graph below I've showed my cumulative dividend income for 2022. I was ahead of last year since the start of this year. I expect the same will happen this year :-)

Currently my annual dividend income is about € 11.300 (before tax)

How was your December? What is your watchlist?

Tuesday, December 6, 2022

Recent buys: BEP, TXN, AD and MDT

 During the last month I added to three existing holdings and opened one new position.

  • On November 4 I purchased another 40 shares of Brookfield Renewable Partners for $29 per share. The current dividend yield is around 4,4%. This purchase adds more than $ 50 to my annual forward dividend income. 
  • On November 4 I purchased another 10 shares of Texas Instruments (TXN) for $162 per share. The dividend yield at the moment of purchase was around 3,1%. This purchase adds about $ 50 to my annual forward dividend income. 
  • On November 16 I purchased another 50 shares of Ahold Delhaize (AD) for € 27,60 per share. The current dividend yield is around 3,5%. This purchase adds just under € 50 to my annual forward dividend income. 
  • On November 29 I opened a new position in Medtronic. I purchased 30 shares for about $77 per share. The dividend yield at the moment of purchase was around 3,4%. This new purchase adds about $ 80 to my annual forward dividend income. 
My current annual dividend income is around € 11.430. Due to the new purchased it increased by roughly € 230, but the weaker USD had a negative impact on my annual dividend income in EUR. 

Saturday, December 3, 2022

Monthly report: November 2022

November is over! The second month of the last quarter is already over. Earnings season was more or less done so last month was calm on the company news front. Stock prices have moved higher during this month, on average about 10%. I've got just three companies with a small price decline (XOM, Shell, and OHI), the rest of my stocks are up, in some cases considerably (BHP: +30%, ASML and TROW: +25%, APD and PM: +20%). This is more or less the same result as last month. The rally of the last two months really lifted stock market results for this year. For my whole portfolio I have a rate of return of about +13% when I take everything in consideration (FX-changes, dividends, new deposits, etc.)

Either way I am not too worried about price fluctuations. In the end it's all about the dividend income. Since I am not a seller of stocks at this point in my life, I don't really care about lower prices.

Let's see how many companies sent me a dividend check for my ownership. These checks are the results of decisions I made earlier in life, sometimes years ago, where I decided to purchase shares in these companies. Nowaydays I still collect these checks but I have to do absolutely nothing to receive them. They just get deposited in my brokerage account, no questions asked. Isn't that great?!


A total of about €150 after tax! Eight companies paid me dividends. The dividend income decreased but that is mainly because of two "special" dividends last year. I received shares in spin-offs Kyndryl (from IBM) and Orion Office REIT (from Realty Income). I sold these spin-offs immediately and registered the proceeds as dividend income. Without these special items by dividend income grew by about 35%, even with the dividend cut and subsequent sale of T. Organic dividend growth from BMY and Deere, and my recent addition of 25 shares of Realty Income (O), purchases in APD (here and hereand my purchase in TXN really propelled dividend growth during the last month.

In the graph below I've showed my cumulative dividend income for 2022. It shows that I already earned more dividends compared to the whole of last year!


Currently my annual dividend income is about € 11.430. This is a slight increase from last month due to a series of purchases, which I actually did not report as of yet.

How was your November? What is your watchlist?

Tuesday, November 1, 2022

Monthly report: October 2022

October is over! The first month of the last quarter is already over. Earnings season began about twee weeks ago. Stock prices have moved higher since then. I've got just three companies with a small price decline (MPW, BHP and BEP), the rest of my stocks are up, in some cases considerably (XOM: +27%, BLK and CMI: +20%). This is a total conversion of last month where just three stocks were up. Either way I am not too worried about price fluctuations. In the end it's all about the dividend income. Since I am not a seller of stocks at this point in my life, I don't really care about lower prices.

In the treechart most of the red actually means a small increase (instead of a decrease). For instance: UNP is up 2%. I don't know how to change this setting in Google Sheets to use an absolute 0 as reference for either a stock price increase or decrease. 









Let's see how many companies sent me a dividend check for my ownership. These checks are the results of decisions I made earlier in life, sometimes years ago, where I decided to purchase shares in these companies. Nowaydays I still collect these checks but I have to do absolutely nothing to receive them. They just get deposited in my brokerage account, no questions asked. Isn't that great?!

A total of more than €100 after tax! Seven companies paid me dividends, one more than last year. The dividend income increased by about 67% compared to last year. Most of the growth is due to new purchases, but also because of favorable FX-rates. My recent purchase of MPW and my recent addition of 25 shares of Realty Income (O) really propelled dividend growth during the last month. The raises of the rest of my companies are somewhat muted.

In the graph below I've showed my cumulative dividend income for 2022. It shows that I already earned more dividends compared to the whole of last year!










Currently my annual dividend income is about € 11.370. This is a big jump from last month due to a series of purchases.

How was your October? What is your watchlist?


Monday, October 24, 2022

Recent buys: BIP, BEP, ASML and UNP

Recently I added to four existing holdings.

  • On October 11 I purchased another 60 shares of Brookfield Infrastructure Partners $33,50 per share. The current dividend yield is around 4,3%. This new purchase adds more than $ 85 to my annual forward dividend income. 
  • On October 11 I purchased another 40 shares of Brookfield Renewable Partners $29 per share. The current dividend yield is around 4,4%. This new purchase adds more than $ 50 to my annual forward dividend income. 
  • On October 13 I purchased another 3 shares of ASML for about € 405 per share.
    I purchased my first shares in ASML last month for $474 and my 2nd batch a few weeks ago for € 440. This purchase adds almost € 16 to my annual forward dividend income.
  • On October 21 I purchased another 10 shares of Union Pacific Corporation for $190 per share. The current dividend yield is around 2,7%. This new purchase adds more than $ 50 to my annual forward dividend income. 
My current annual dividend income is around € 11.400.

Wednesday, October 5, 2022

Monthly report: September 2022

September is over! Summer has ended and we are entering the last quarter of 2022. September was a blood bath with regards to the stock market. I've got just three companies with a small price increase, the rest of my stocks are down, in some cases (Intel, BEP, BLK among others) 15-20%. Either way I am not too worried about price fluctuations. In the end it's all about the dividend income. Since I am not a seller of stocks at this point in my life, I don't really care about lower prices.

Let's see how many companies sent me a dividend check for my ownership. These checks are the results of decisions I made earlier in life, sometimes years ago, where I decided to purchase shares in these companies. Nowaydays I still collect these checks but I have to do absolutely nothing to receive them. They just get deposited in my brokerage account, no questions asked. Isn't that great?!

A total of more than €500 after tax! Eighteen (!) companies paid me dividends. The dividend income decreased by about 65% compared to last year. Most of the growth is due to new purchases, but also because of favorable FX-rates. BHP slightly decreased its final dividend payment compared to last year. However new purchases in TROW (here), BEP (here), Intel (here), JNJ (here) and some nice dividend raises (UNP, AFL, TROW) really propelled my dividend income.

In the graph below I've showed my cumulative dividend income for 2022. It shows that I already earned more dividends compared to the whole of last year!

Currently my annual dividend income is about € 11.200. This is a big jump from last month due to a series of purchases.

How was your September? What is your watchlist?